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"Tracy and the entire Cherry Creek Team were fantastic! We came to Cherry Creek after having a very poor experience with another lender. Tracy picked up this refinance project and ran with it! She consistently under-promised and over delivered. She was able to get us refinanced, with a lower interest rate, less hassle, and an even better overall scenario than we thought was possible. Not to mention that she got it all done almost two weeks sooner than expected. The whole process took a total of 27 days, from my very first phone call to her to funding! That is sensational! "

- Jason & Debbie (Lincoln-Refinance)

"The first time I worked with Tracy Ferris she impressed me with her patience, honesty, loyalty, and dedication to the goal at hand. She explained things until I understood. She has gotten to know me and what I need. I'm sure Cherry Creek provides her with the parameters to be a good and trustworthy loan officer. I hope it stays that way."

-Sharon (Auburn, CA Purchase Returning client)

"Tracy Ferris did a wonderful job for our client."

-Selling Agent Auburn, CA

"If I lose my current lender I would definitely consider using your mortgage company. It's one of the few companies that actually get the job done in a timely and professional manner! I have been working with various lenders for over 35 years! "

-Listing Agent Auburn, CA

"Tracy was great to work with. She is very professional, personable and always kept my clients and I updated throughout the whole process. She was great at handling the delays of the loan which were beyond her control, and worked very hard to speed things up for us."

-Selling Agent Sonora, CA

"Tracy is so easy to work with, she has the "can do" mindset! She made the entire process stress free.  She is the best of the best!!!!  I've been in customer service my entire career, they don't come BETTER than her"

-Stacy (Elk Grove, CA Purchase)

"Tracy is the best! Tracy helped us buy our home in 2011, and just helped us with our refi! She is great"

-Garrett & Nicole (Roseville-Conventional Refinance Returning client)

"Good to work with! I would definitely work with Tracy again!"

-Cory (Rancho Cordova First Time Buyer VA Purchase)

"Tracy Ferris worked with us. She is professional and yet makes you feel so comfortable. She explained everything all the way through. We had some unique and serious issues. She and my real estate agent solved them. I cannot say enough to express my gratitude for Tracy and everyone in the Roseville office. Her dedication and hard work enabled us to finally make this house our home. Thank you

- Peggy and Leo (Roseville- First Time Home buyers Va Purchase)

"Tracy was great to work with. She walked my clients through the loan process with such patience and when we hit a bump in the process she was very quick with a solution so we were not delayed in closing I find that when my clients "pick" their lender I usually have, a not so good experience but with Tracy I can't say that at all. It felt like we had worked together for years. I was impressed with her honesty and how she respected my client's decisions. She is, as I'm sure you know, a great asset to your team!"

-Buyers agent (Sacramento county)

"Tracy and Cherry Creek Mortgage Roseville were exceptional.. When a door closed they found a way to open it.  THANK YOU HURRAH!

-Buyers agent (Lincoln Realtor)

"Tracy Ferris was awesome and always was prompt in getting information back to me."

-David (Natomas 15 yrs Conventional Refinance Returning client)

"It has been a pleasure working with you.  Your clients are lucky to have a great loan officer."

-Listing Realtor (Citrus Heights-VA purchase)

"Tracy did a phenomenal job from start to finish and especially at the finish where it really counted. Her dedication was impressive and it's quite possible that without her tremendous effort we would not have been able to close. You folks are doing it the right way, keep it up!"

-Adam and Linda (Sacramento - Condo Conventional Purchase)

"We've purchased three houses and this by far was the smoothest.  Tracy Ferris is awesome!"

-Gregory & Shawnda (Colfax FHA Purchase)

"Tracy Ferris did an amazing job for us and we are extremely happy. She guided us all the way thru and was always available to clear up any questions we had. I would recommend Cherry Creek mostly because of the loan officer, Tracy Ferris. A grand "kudos" to her and the Cherry Creek team. "

-Mike and Debbra (Sacramento First Time Home Buyer-VA Purchase)

"I find this company very professional, honest and my loan officer is so compassionate and caring, making sure the loan is appropriate for me!"

-Janet (Antelope-Conventional Refinance returning client)

"Tracy Ferris was a pleasure to work with. She was very patient with us since we are first time home buyers and we had many questions. She took the time to explain our loan thoroughly and she ensured we understood all of our options. She sincerely looked out for our best interest. She is an asset to your team and we look forward to working with her in the future! Thanks."

-Kimberly (Orangevale-First Time Home Buyer FHA Purchase)

"Tracy Ferris was on top of every aspect of this loan from beginning to end. She provided additional assistance while I was back in Chicago on a family emergency in order to keep the loan, underwriting and escrow process moving forward."

-Allan (Sacramento -Move-up Conventional Purchase)

"I've already referred a couple of people and will continue to do so. Thank you so much!"

-Jeremiah and Sam (NorthHighlands-FHA Purchase/FHA Streamline Refinance)

"We were very satisfied with our loan officer...very attentive to quality work and always seemed sincere to do her best for us."

- Gary and Fran (Fair Oaks - Investment Purchase)

"We were referred to our loan officer Tracy and after working with her, we were very satisfied! We will definitely refer her to friends and family. smile"

-Brett and Heather (ElkGrove-First time home buyers FHA Purchase)

"Tracy did a wonderful job in keeping with up to date communication, was always available for any questions we had and was able to ensure a close in a short amount of time. Thank you so much!!!"

-Vadim (Sacramento-First time home buyer FHA Purchase)

"I called Tracy to ask so "initial" questions about purchasing a home and 2 months later (most of that time spent looking) my wife and I are in a new home. Tracy was with us every step of the way. She was always timely and professional in her response and we could not have asked for a better advocate to guide us through the home buying process."

-Billy and Hillary (Hearld-Move up FHA Purchase)

"Tracy did an excellent job. She was always there to answer all our questions, even the mundane ones. She walked us through the process step by step and earned our trust through her experience and professionalism. We would highly recommend her to friends and family. Thank you Tracy!"

-Alia and Marc (Roseville- VA Purchase)

"Thank you again! You are awesome and James and Bryna are so so so so very happy!"

- Realtor (Roseville)

"Tracy Ferris is a very professional person. She worked with me anytime it was convenient-day or night. I would recommend Tracy to anyone."

- Shanandoah (Sacramento -First time home buyer FHA Purchase with Down Payment Assistance)

"Tracy is a great loan officer.  She was knowledgeable, helpful, and patient. Thank you!"

-Breck (Sacramento Refinance Primary and Bay Area Refinance Rental)

"Tracy did a wonderful job for us.  She always got back to us very promptly with any questions we had.  We would certainly recommend her!"

-Charles and Sally (Grassvalley- VA Purchase after Short Sale)

"We're so excited and are so thankful for everything you did to help us along the way. Buying a home is a scary thing, but you made it very pleasant and easy smile We truly are grateful for all you have done to help us! Thank you a million times."

-Bryna (Sacramento First Time Home Buyer - FHA Purchase)

"Tracy was a pleasure to work with, and exceeded our expectations in every way. She was knowledgeable, attentive and honest throughout the entire process, and when you're putting your trust into someone, I can't think of a single more important quality than those."

-Jessika (Roseville FHA Streamline Refinance)

"The lender who gets it done! Tracy is honest and direct - not telling you what you want to hear, but what you need to hear. In world of empty promises, she makes sure the i's are dotted and the t's crossed from the start and THEN, follows through to success."

-Rocklin Realtor

Tracy is so genuine. Her passion is educating and helping each step of the way. Thank you for teaching me the 10 commandments of buying a home and also the appraisal class was phenomenal.

-Angelica A.

Love Love Love Tracy Ferris at Cherry Creek Mortgage!

-Catherine S.

Tracy holds these classes to show you how Possible it is to buy your own home.... Man, it was so relieving and exciting at the same time.
Thank you, Tracy for taking the time out to explain the process! It really is, so much easier than it seems!

-Renee M.

Tracy is great to work with! We purchased and refinanced with her.  She knows the process, is quick and efficient, and a pleasure to work with.

-Meg M.

Tracy's home buying class was great. A lot of information in a comfortable, no pressure setting. Looking forward to getting more information on our specific situation.  I would definitely recommend her class especially if you have no idea what you're doing like me. �

-Jennifer B. 

Attended her first time buyer informational tonight.  I am impressed as are my buyers with the information she shared. Highly recommend her.

-Tina F.

Again. For the second time, Tracy Ferry got the job done for doing my refinance and getting me the low rate as possible. She helped me get this house approved 2 years ago and...

-Joel J.

Tracy saved us over $200 a month on our mortgage!

She encouraged us to look at refinancing when the market shifted and it ended up being a great experience and saving us a lot of money.

She made the entire process easy and communicated clearly what to expect.

I would strongly recommend Tracy to anyone who wants a loan officer that is on their side and will work hard for you.

-Jeremy J.

Tracy is a real professional who cares about her clients and will always make sure they get the best terms with as smooth a process as possible!  Highly recommended!

-Jen K.

Tracy...Matt and I cannot thank you enough for your hard work, diligence, follow-through and expertise in your field! As first-time home buyer's we weren't sure what to expect but you made the process quick, easy and painless; you are really incredible! We can't wait to get your call tomorrow that our loan has closed and we look forward to having you celebrate with us at our housewarming party!! smile

-Emilie H.

Thank you! Million times Tracy Ferris for the wonderful job you did on getting our dream house. The extra time and effort you put in were certainly worthwhile. It is a joy for me and Jasmin to work with such dedicated and talented colleagues.  God Bless!

-Joel J.

Terrific Job! Closed my client deal within 28 days from start to finish. Tracy collected all documentation upfront and had the buyer under writer approved and ready to go, pen...

- Samantha T.

Tracy- you are the best! We've both dealt with many lenders in the past and no one has ever come close to being like you! You helped us every step of the way, never seemed bothered to stop and answer our questions, explained every step of the process and went through our options with us in plain English! Thank you! If we need to refinance again we will definitely come back to you. We'll also recommend you to our friends and family. Awesome!!

-Julie F.

Tracy was extremely good to work with in my purchase of a home.  She helped me from the information at her seminar in 2012 all the way through the actual purchase of my home this year.  I would recommend her to anyone looking to purchase or refinance a home now or in the future.

-Kristi K.

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